INFORMATION & LINKS

FDIC Home - Federal Deposit Insurance Corporation Information > FDIC Insurance

  • The standard insurance amount currently is $250,000 per depositor. The $250,000 limit is temporary for all deposit accounts through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor.
 
  • If you are not sure as to whether or not all of your deposits at GTSB are fully covered, click on the FDIC link below or visit any of our 4 GTSB locations, and we will gladly assist you in calculating your coverage amount.

FDIC Coverage Calculator

  • Germantown Trust & Savings Bank IS participating in the FDIC’s Transaction Account Guarantee Program. Under this program, through December 31, 2010, all non interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.