PRIVACY NOTICE

This annual privacy notice, like others you may have received, is being issued to comply with the provisions of the Gramm-Leach-Bliley Act. At Germantown Trust & Savings Bank, we have always valued your business and respected your right to privacy. We understand that the confidentiality and security of your account information, as well as any information that personally identifies you, is of the utmost importance. Our privacy policy has been written to reflect these practices.

Information That We May Collect

The categories of nonpublic personal information that we collect are from the following sources:

  • Information we receive from you on applications for our products and services;
  • Information from your transactions processed with us or others;
  • Information from third parties such as credit bureaus.

Information That We May Disclose

We do not share our current or former customers’ nonpublic personal information with nonaffiliated third parties except as permitted or required by law. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your accounts, exchange information with credit bureaus, and to comply with government orders and regulations.

If you decide to close your account, we will continue to adhere to the information sharing practices as described in this notice.

Confidentiality and Security

All of our operational and data processing systems are in a secure environment that protects your account information from illegally being accessed. Also, employee access to nonpublic personal information is limited to those with a business reason to know such information. All employees are educated and responsible for maintaining the confidentiality of customer information and those who violate these principles are subject to disciplinary measures.

Keeping your account information accurate and updated is very important. Please notify us immediately of any changes. If you ever find that your account information is incorrect, incomplete, inaccurate or not current please call or write us at the telephone number or address listed on your account statement. We will correct any erroneous information as quickly as possible.

Germantown Trust & Savings Bank appreciates your business and will continue to protect the trust you have placed in us.