Whether you are buying or building a home, purchasing a new or used vehicle, needing money for home improvements, college tuition, vacation, or any other borrowing need, let GTSB make it happen.
Home purchase or refinance, we offer both fixed and variable rate mortgage loans with competitive rates and terms. Home Equity Loans are available to utilize the value in your home to finance your dreams. Our First Time Homebuyers program helps those who don't have a big down payment. All loans are serviced in house. Approval usually determined within 48 hours.
For Available terms and more assistance with GTSB's Real Estate loans, please contact one of our Mortgage Loan Originators.
We offer competitive rates and flexible terms to help finance the car of your dreams. We offer loans for new and used vehicles. Approval usually determined within 24 hours. For more details, please contact one of our Loan Officers.
We understand the needs of farmers and offer loans for all aspects of your business.
|Agricultural||APR *||Loan Amount||Rate Lock||Approval~||Terms|
|Real Estate||3.50% - 5.00%||please call||Balloon||48 hrs||1, 3, 5 yrs|
|Operating||4.50% - 5.50%||please call||Fixed||48 hrs||1 yr|
|Equipment/Livestock||4.50% - 5.00%||please call||Fixed||72 hrs||6 mo to 3 yrs|
We understand you need to focus on your business. Let us help take care of the finances. We offer a variety of loans as unique as your business.
|Business||APR *||Loan Amount||Rate Lock||Approval~||Terms|
|Real Estate||4.50% - 5.25%||up to 75% LTV||Balloon||varies||1 & 3 yrs|
|Line of Credit||5.50%||please call||Fixed||varies||1 year|
* Annual Percentage Rate (APR) as of 11/29/2013. Approval and terms subject to credit qualifications, loan amount and property value. Rates will vary by term. Some limitations apply. Subject to credit approval. See a GTSB Mortgage specialist for more details.
~ Time from when all required financial information is provided.
If you are interested in applying for a loan, please fill out this pre-loan application and a representative from the bank will contact you to get the process started.