Loans

Whether you are buying or building a home, purchasing a new or used vehicle, needing money for home improvements, college tuition, vacation, or any other borrowing need, let GTSB make it happen.

Real Estate

Home purchase or refinance, we offer both fixed and variable rate mortgage loans with competitive rates and terms.  Home Equity Loans are available to utilize the value in your home to finance your dreams.  Our First Time Homebuyers program helps those who don't have a big down payment.  All loans are serviced in house. Approval usually determined within 48 hours.

For Available terms and more assistance with GTSB's Real Estate loans, please contact one of our Mortgage Loan Originators.

Auto Loans

We offer competitive rates and flexible terms to help finance the car of your dreams. We offer loans for new and used vehicles.  Approval usually determined within 24 hours.  For more details, please contact one of our Loan Officers.

Agricultural Loans

We understand the needs of farmers and offer loans for all aspects of your business.

Agricultural APR * Loan Amount Rate Lock Approval~ Terms
Real Estate 3.50% - 5.00% please call Balloon 48 hrs 1, 3, 5 yrs
Operating 4.50% - 5.50% please call Fixed 48 hrs 1 yr
Equipment/Livestock 4.50% - 5.00% please call Fixed 72 hrs 6 mo to 3 yrs

 

Business Loans

We understand you need to focus on your business. Let us help take care of the finances. We offer a variety of loans as unique as your business.

Business APR * Loan Amount Rate Lock Approval~ Terms
Real Estate 4.50% - 5.25% up to 75% LTV Balloon varies 1 & 3 yrs
Line of Credit 5.50% please call Fixed varies 1 year

* Annual Percentage Rate (APR) as of 11/29/2013. Approval and terms subject to credit qualifications, loan amount and property value.  Rates will vary by term.  Some limitations apply.  Subject to credit approval.  See a GTSB Mortgage specialist for more details.

~ Time from when all required financial information is provided.

Pre-Loan Application

If you are interested in applying for a loan, please fill out this pre-loan application and a representative from the bank will contact you to get the process started. 

Online Banking Login

Contact a GTSB Loan Officer

If you would prefer, you may also contact one of the following loan officers during normal banking hours.

 
Sue Fuehne (MLO #616254)
703 Carlyle Road
Bartelso, IL 62218
(618) 765-2112
sfuehne@gtsb.com
 
Jeffrey Crisel (MLO #616253)
601 Main Street
Germantown, IL 62245
(618) 523-4202

jcrisel@gtsb.com
 
Brian Kampwerth (MLO #616255)
160 Louis Street
Beckemeyer, IL 62219
(618) 227-8584

bkampwerth@gtsb.com
 
DJ Deiters (MLO #611164)
205 Germantown Road
Breese, IL 62230
(618) 526-4202
djdeiters@gtsb.com
Floyd Trame (MLO #616256)
205 Germantown Road
Breese, IL 62230
(618) 526-4202
ftrame@gtsb.com
Anne Marie Toeben (MLO #675515)
205 Germantown Road
Breese, IL 62230
(618) 526-4202
amtoeben@gtsb.com
 
 

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 Financial Calculators