Germantown GTSB Location: Deposit
Minimum
Balance
Interest Rate Balance TiersWithdrawal LimitationsPer Item FeeService FeeStatement
Handling
Bill Pay/Cash
Management
Non-Interest Bearing DDA-
Consumer
$500 Mth. Avg. 0% None None None $5.50/month ** PU - Mail -
Email
Bill Pay
Non-Interest Bearing DDA-
Business
$500 Mth. Avg. 0% None None None $5.50/month ** PU - Mail -
Email
Bill Pay
Interest Bearing DDA-
Consumer
$500 Daily Varies Based
on Balance
up to $999.99
$1,000.00 - $24,999.99
$25,000.00 - $99,999.99
$100,000.00 and up
None None $10.00/month** PU - Email
$1.55 for
mail
Bill Pay
Interest Bearing DDA-
Business
$1000 Daily Varies Based
on Balance
up to $999.99
$1,000.00 - $24,999.99
$25,000.00 - $99,999.99
$100,000.00 and up
None Deposit Items:
1 -120 - Free
121 and up-
$0.06 each
All other
Debit/Credit
Items:
1 -120 Free
121 and up-
$0.15 each
$10.00/month** PU - Email
$1.55 for
mail
Cash Management
& Bill Pay
"Big" Business - DDA
None Varies Based
on Balance
up to $999.99
$1,000.00 - $24,999.99
$25,000.00 - $99,999.99
$100,000.00 and up
None Account Analysis
Fee
PU - Email
$1.55 for
mail
Cash Management
& Bill Pay
Hi-Fi - Consumer $1000 Daily Varies Based
on Balance
up to $9,999.99
$10,000.00 - $49,999.99
$50,000.00 - $239,999.99
$240,000.00 and up
6/month*** $3.00 * $10.00/month** PU - Mail -
Email
Bill Pay
Hi-Fi - Business $1000 Daily Varies Based
on Balance
up to $9,999.99
$10,000.00 - $49,999.99
$50,000.00 - $239,999.99
$240,000.00 and up
6/month*** $3.00 * $10.00/month** PU - Mail -
Email
Bill Pay
Certificate of Deposit
$1000 - Regular
$2500 - Specials
Varies Based
on Balance
None Call Your
Branch For
Details
N/A Varies Annual by
Mail Free
N/A
IRA Passbook
$50 Minimum
Opening
Call Your
Branch For
Details
None Call Your
Branch For
Details
N/A None Annual by
Mail Free
N/A
IRA Certificate of Deposit $1000 - Regular
$2500 - Specials
Varies Based
on Balance
None Call Your
Branch For
Details
N/A N/A Annual by
Mail Free
N/A
Passbook Savings
$50 Qtr. Avg. Call Your
Branch For
Details
None 6/month*** None $5.00/Quarter** On Demand N/A
Christmas Club
Varies Call Your
Branch For
Details
None Call Your
Branch For
Details
N/A None N/A N/A

Notes:
* assessed when monthly transaction limits are exceeded
** assessed only if customer falls below the minimum balance requirement (Exceptions apply on some accounts for Minors, Full Time Students age 24 & younger, & Seniors age 65 and older)
*** Click HERE to view a list of Reg. D “Covered” and “Non-Covered” items