Germantown GTSB Location: Loans

Whether you are buying or building a home, purchasing a new or used vehicle, needing money for home improvements, college tuition, vacation, or any other borrowing need, let GTSB make it happen.

  • Loan options for the purchase of farm ground and equipment
  • Operating and Crop production loan options available
  • Recreational property loans
  • Flexible rates, terms, and repayment options
  • Loans available for new and used automobiles, recreational vehicles, trailers, campers, and more
  • Flexible rates and terms and quick turn-around
  • Loans available for business purchases, commercial land, or business operating lines of credit
  • Investment and rental property loans
  • Customized repayment options available

Construction Loans

  • Short term financing with monies disbursed to construct residential properties
  • All disbursements are done by the bank
  • Only pay interest on the amount advanced during construction
  • Options available if you have not sold your current home

Lot Loans

  • Flexible terms and underwriting
  • Options available if you have not sold your current home
  • Loans secured by GTSB Deposit Accounts, Certificates of Deposit, and Life Insurance policies
  • Quick turn around on all GTSB accounts

Fixed Rate Residential Loans

  • 15, 20, and 30-year fixed rate mortgages to give you the security of a set rate for the life of the loan
  • Payments received at any GTSB location
  • No prepayment penalties

Balloon Loans

  • Flexible rates and terms
  • In-house underwriting

Rural Housing Loans

  • Fixed rate guaranteed loans
  • Funds can be used to purchase, build, or renovate a residential property
  • Flexible underwriting

FHA Loans

  • Fixed rate loans insured by the Federal Housing Administration

VA Loans

  • Fixed rate residential mortgage loans available to United States Veterans, Services Members, and spouses that have not been remarried

Home Equity Loan

  • Use equity in your home for renovation or repairs, to pay school expenses, consolidate credit card debt, larger purchases, or whatever you may need
  • If you are interested in applying for a loan, please visit one of our loan officers at any of our 4 locations.  You may also fill out a loan application in advance. Click here for a loan application.
Loan Calculator

CONTACT A GTSB LOAN OFFICER

Our loan officers are ready to assist you with your lending needs.  Contact them during normal banking hours or via email today.

Sue Fuehne (MLO #616254)
703 Carlyle Road
Bartelso, IL 62218
(618) 765-2112
Brian Kampwerth (MLO #616255)
601 Main Street
Germantown, IL 62245
(618) 523-4202
bkampwerth@gtsb.com
Floyd Trame (MLO #616256)
205 Germantown Road
Breese, IL 62230
(618) 526-4202
ftrame@gtsb.com
Jeffrey Crisel (MLO #616253)
160 Louis Street
Beckemeyer, IL 62219
(618) 227-8584
DJ Deiters (MLO #611164)
205 Germantown Road
Breese, IL 62230
(618) 526-4202
Joseph F. Deiters (MLO #1545097)
205 Germantown Road
Breese, IL 62230
(618) 526-4202
jfdeiters@gtsb.com