Germantown GTSB Location: Services

Fast, easy, and convenient; GTSB’s Internet Banking is available 24 hours a day 7 days a week.  Check account balances, make loan payments, and/or transfer from one account to another from the comfort of your own home.

Click here to enroll in Internet Banking today.
Click here for our Terms of Use Agreement.

If you have an iPhone, iPad, or Android device, download our free GTSB Mobile Banking app and enjoy full-service banking solutions from everywhere!  Check account balances, transfer between accounts, pay bills (must be a bill pay subscriber), calculate payment amounts, and locate GTSB branches and ATM’s from anywhere!  Click on the appropriate icon below to download your GTSB Mobile App Today!

Mobile App for iPhone/iPad

Download GTSB Mobile Banking Appication on the App Store

Mobile App for Android

Download GTSB Mobile Banking Application on the Google Play Store

Save on checks, envelopes, postage, and most of all time with GTSB’s Online Bill Pay Service.

It costs the average consumer about $1.16 to manually pay a single bill.

Here’s a breakdown of the potential cost…

Checks – $0.45 each (for the cheapest bank issue checks)
Envelopes – $0.05 (average for a standard #10 self-sealing safety envelope)
Postage – $0.66 each (for standard delivery)

If you pay 10 bills per month that is a cost of $11.60 every month.  If you pay 15 bills, that is $17.40 every month. On top of the hard costs, let’s not forget to figure in the value of your time spent in writing out all of your checks and envelopes and sending all of your payments.

The average consumer, paying 15 bills per month through online BillPay, can save $10.45+ every month depending on usage and product selection, as well as valuable time by switching to GTSB online BillPay. GTSB’s Online Bill Pay is available through our Internet Banking site.

Never hassle with sending a check through the mail again. With GTSB’s Online Bill Pay service you can pay all of your bills, generate checks to individuals, and even send a check with a personalized greeting for birthdays, anniversaries, etc. with the push of a button 24 hours a day 7 days a week.

Our Cash Management product is convenient to use and provides your business with the ability to view account history, originate ACH transactions for both payroll and accounts payable, transfer money between accounts, and request stop payments.  Our Cash Management portal allows for multiple users with various access levels.  This allows for Least Privilege Access and Dual Control.

It’s Convenient. Cash Management is always available.  Access your account 24 hours a day 7 days a week.

It’s Secure.  The confidentiality of your business information is  important to us.  Adhering to our policy of strict confidentiality, the Cash Management system uses Multi-factor Authentication to access the service.

It’s a Cost Savings.  Cash Management offers the benefit of allowing the business customer the convenience of originating debit and credit transactions, eliminating manual payroll check processing while enjoying the benefit of reduced bank processing charges.

Contact Retail Manager Krista Gonzalez at 618-523-4202 for more information and pricing.

Online Banking customers may now transfer money using the Remote Account Transfer feature in GTSB Internet Banking.  Remote Account Transfer allows customers to transfer funds between accounts held at other financial institutions and those held at GTSB.  Customers may setup transfers from a checking/savings account at GTSB to a checking/savings account at “other bank”.  Customers may also setup transfers to a checking/savings account at GTSB from a checking/savings account at “other bank”.  Customers must own the accounts held at both GTSB and the other financial institution in order to transfer money online.  Customers must apply for this service, account restrictions may apply.  GTSBIB is required.  Enrollment forms are available online within GTSBIB or at any of our 4 locations.

GTSB Debit Cards can be used to obtain cash out of your checking and/or savings account from millions of ATM locations worldwide. A GTSB SHAZAMChek Debit card may also be used to make purchases over the phone, online, and at point-of-sale locations around the globe.  Don’t want to carry your physical card?  No worries!  GTSB Debit cards can be added to your Digital Wallet!  We support Apple Pay, Google Pay, Garmin Pay, and Fitbit Pay.   Whether using your physical card or your digital card, funds are taken directly out of your checking account, saving you the hassle of writing a check or the unexpected monthly bill. GTSB Debit cards are automatically enrolled in Shazam’s Falcon Fraud Management Program upon activation. Once activated, there are additional fraud detection/prevention program available should you choose to enroll. See the link below to find out more about our Shazam Brella.

GTSB Round Up is an easy way to make everyday purchases part of your savings plan. Round Up takes the guess work out of saving by automatically making a deposit into your savings account each time you make a PIN based or signature based transaction with your GTSB SHAZAMChek card.

How it works
1. ENROLL— First, contact any of our 4 facilities to enroll the GTSB debit card you use for daily purchases
2. SHOP — Next, use your debit card for everyday PIN based or signature based purchases
3. SAVE — Finally, we will round up your purchase to the nearest dollar amount and transfer the change from your checking account to your savings account.

Click here to enroll in GTSB Round Up.  Please return the completed form to your nearest branch.

Shazam Brella is a debit card transaction alerting, balance monitoring, and ATM locator application that can be downloaded from the Apple App Store or Google Play Store for free.  Don’t have a smart phone, no problem.  Shazam Brella can be accessed from your home computer as well, simply visit  In addition to the “fraud fighting” features listed above, Shazam Brella now offers more functionality.  Shazam Brella users now have the ability to temporarily block and unblock their own debit card 24/7, giving added peace of mind.  In addition, Shazam Brella users have the capability to send money to anyone via the P2P feature (per transaction fees apply).  See the links below to find out more about this great tool.

We offer competitive rates and Rewards Programs through Elan’s VISA credit card product line.  Choosing the right credit card is now easier than ever.  No matter which card you choose, you’ll enjoy important features like:

    • EMV smart chip technology for added security
    • Mobile purchasing capability for added convenience
    • Plus much more!

Let’s get started…

GTSB Safe Deposit Boxes are an inexpensive way to protect your valuables.  Safe deposit boxes are available for lease at all 4 GTSB locations.  They come in a variety of shapes and sizes to better suit your individual needs.  *FDIC does NOT insure Safe Deposit Box Content.

Savings bonds make wonderful gifts. Series EE & I bonds are no longer available at our branch locations; however they may be purchased at We are still able to “Cash in” savings bonds.

GTSB offers wire transfer services, both domestic and international, as a service to our customers.  Wire transfers are a great way to receive and send guaranteed funds directly and in a timely manner.

Can’t make it to the bank during normal banking hours?   Try our Night Deposit option.  Available at each of our 4 locations and at our offsite ATM Kiosk located at 4th & Walnut in Breese.

GTSB offers full license & title service at all 4 of our GTSB locations.

Save yourself the time, hassle, and uncertainty of mailing off your registration renewal to the Secretary of State. GTSB offers over the counter sticker sales at all 4 of our GTSB locations. We have the ability to issue most types and classes of registration renewals over the counter.

Does your business have a need to take payment processing to the next level?  Let GTSB take you there with FiTech’s credit/debit card acceptance program.  No matter what your business – retail, restaurant, health care, service, mail order, e-commerce – we have the solutions you need to optimize your payment processing.  Inquire at any of our 4 GTSB locations today.

Village of Beckemeyer Payment Center.  Need to make a payment to the Village of Beckemeyer Utilities Dept. today?  Visit our Beckemeyer location to make “Same Day” payments to the Village of Beckemeyer.