Tips, Trends, and Tidbits
Do you know how to spot Elderly Financial Abuse?
According to the World Elder Abuse Awareness Day website, financial exploitation is the fastest growing form of elder abuse. In fact, older people throughout the United States lose an estimated $2.6 billion annually to financial abuse and exploitation. These crimes involve someone improperly using an older adult’s money or belongings for their personal use, and it can happen to seniors of all social and economic backgrounds.
This crime can do irreparable damage to its victims’ finances and may ultimately deprive them of basic needs such as food, medical care or housing. Often, the victims of these crimes choose not to report them due to embarrassment or fear of retribution. Community financial institutions are in a unique position to help protect their accountholders from financial exploitation.
Letter from the President
Summertime is the perfect time to look at housing options. Whether you are considering purchasing a home, looking to upsize or downsize, or simply wanting to make a change, we offer a variety of mortgage loan options to help you achieve your dream.
- First time homeowner program that requires as little as 10% down with no PMI required
- Conventional loans with a three or five year term
- Fixed-rate mortgages with a fifteen, twenty or thirty year term
If you are in the market for a new home, or looking to refinance or improve your existing home, please let one of our loan officers answer any questions you may have about our loan options. There is nothing quite like the pride of home ownership, especially when you know you have the mortgage that best suits your current financial situation.
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