Tips, Trends, and Tidbits
Did you resolve to improve your money management in 2023?
Did you make a New Year’s Resolution this year? Maybe it was to implement healthier eating habits or to become more physically active. Maybe you want to spend more time with family and friends, or make more time for yourself. These are all great resolutions that cost very little, if anything, and can be accomplished with a bit of will power and time management. You’re set to succeed in the New Year! But… what if your resolution involves saving money? Money you don’t have and can’t seem to find. It’s hard to see success through the overwhelming feeling of a tight budget!
Having a basic understanding of the money management tools available and how to make them work for you could be your key to success. One example is GTSB’s Round Up Savings Program: a digital “change jar” of sorts. For more ideas, follow the FDIC and the America Saves links below to find a few tips and tricks to making your 2023 Resolution a success!
Letter from the President
We all start a new year with good intentions. We “resolve” to do better for ourselves. Whether our resolution is to remove unwanted stress or pounds or to increase family time or retirement savings, we all know that “this year” is going to be the year we succeed!
Now that we’ve had a few weeks to work on ourselves, our calendars, and/or our finances, let’s take a little time during to check our progress; hold ourselves accountable.
If increasing your retirement savings was one of those resolutions that hasn’t quite made it to fruition, let us help you start and stay on track. Ask yourself, “Are there any areas in which I could trim expenses and reallocate those funds to a retirement account?” Keep in mind, even the smallest amount is better than nothing! Once you’ve found a few extra dollars each month, contact us to set up an automatic contribution transfer to your IRA account. There you have it…Instant Accountability! Don’t have an existing IRA account? No worries, visit any one of our 4 locations, and let our staff assist you in making retirement a possibility.
A bonus to retirement saving, is that making IRA contributions not only helps you save for your future, but it can also make tax time a bit easier. Some IRA contributions can ease your tax burden and can be made until the tax deadline of April 16th for the previous year.
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