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Tips, Trends and Tidbits

Keep Yourself Safe from Skimmers with These 5 Simple Steps

You may have heard in the news that automated teller machines (ATMs) are being targeted by criminals who secretly attach high-tech devices to the machines in order to record consumers’ keystrokes and steal or, as it is sometimes called, “skim” personal identification numbers (PINs) along with credit or debit card account numbers. In addition, criminals are known to add similar devices to credit or debit card readers at checkout registers, especially at gas stations, convenience stores or other merchants where customers may be in a hurry and not notice or take the time to report something suspicious.

Letter from the President

Fall is almost here! The coming of fall brings so many wonderful things…cooler temperatures, beautiful autumn scenery, high school sports, and for many of us, hunting. 

Fall is a great time to look around your home to see what needs to be fixed or improved. In addition to home purchase and construction loans, we also offer home equity loans to help pay for those improvements you’ve been thinking about. Our loan officers will work with you to make sure the terms fit your lifestyle and budget. It’s one of the many advantages of working with a hometown community bank.  As our lending decisions are made locally, we are able to accommodate a variety of situations.

Fall is also a great time to start thinking about the holidays.  If you opened a Christmas club account last fall, you’ll soon be making those final payments and can expect to receive your check in the mail towards the end October. Christmas clubs are a great way to save all year for those holiday expenses that can otherwise be overwhelming.

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