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Germantown Trust & Savings Bank

Welcome to Germantown Trust & Savings Bank.  

For over 100 years, residents from our community have relied on the safety and soundness of Germantown Trust & Savings Bank for their financial needs.  For all those who bank with us, we appreciate your trust.  For those who are looking for a community bank, please allow us the opportunity to provide you the attention and banking service you deserve. 

Tips, Trends and Tidbits


Congratulations to Michele & Brad Maue, owners of Dairy King in Breese & Trenton, on being presented with Kaskaskia College's Teachers and Coaches Entrepreneur of the Year Award. 

Pictured (Left to Right) Brad & Michele Maue, Owners of Dairy King, Dale Deiters, President - GTSB, and Jan Deiters, Controller - GTSB

Letter from the President

Ahhh…the lazy days of summer!  Now that we’ve completed the frantic end of school events and activities, we can all take a deep breath and enjoy the slower pace of summer. If you are planning a vacation this summer, I would like to remind everyone of a few safety tips that could alleviate possible financial difficulties during your trip:

1 - Prior to leaving, contact your financial institutions with your travel destination and any locations where you may be using your debit card.  This will prevent denials due to unfamiliar location, which will often lead to a temporary block on your card.  Also, make sure your financial institution has the best possible contact number for you.

2 - Always be aware of your surroundings, especially anyone paying a bit too much attention at an ATM or checkout line as you enter your PIN.  If you feel uncomfortable entering your PIN, remember that Debit card transactions can always be processed as credit transactions which would eliminate PIN entry but require your signature. The transaction will still be deducted from your checking account as if you had entered your PIN.

3 - Keep a copy of the front and back of all credit and debit cards with a contact person at home as well as with you.  This way if your cards are lost or stolen, you have both account and contact numbers.

One more financial consideration for the summer, if you have a student with a summer job, now is the perfect time to open an account for them and introduce them to the banking process.  Give them time before they leave for college to familiarize themselves with the process of balancing a checkbook, using a debit card and online banking, and being responsible for a transaction account.  Let them start building a strong financial foundation and credit history.

Lastly, don’t forget Dad on June 21st.  I would like to wish all Dad’s a blessed and enjoyable Father’s Day.


Dale G Deiters

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