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Tips, Trends, and Tidbits

Protect your college student from scams!

As our young adults prepare to head off to college, we as parents can’t help but ask ourselves all the typical questions…

  • Do they have everything they need?
  • Have I properly prepared them to be out on their own?
  • Will they make the right choices without my presence?

These and hundreds of other questions play over in the minds of so many this time of year; however, the one thought that may never come to mind…”Have I prepared them to recognize when they are being scammed?”

We’d hope this is something they never have to face; however, in today’s world, scammers are working overtime to hustle their next unsuspecting victim out of anything they can.

Letter from the President

Summertime is the perfect time to look at housing options.  Whether you are considering purchasing a home, looking to upsize or downsize, or simply wanting to make a change, we offer a variety of mortgage loan options to help you achieve your dream.

  • First time homeowner program that requires as little as 10% down with no PMI required
  • Conventional loans with a three or five year term
  • Fixed-rate mortgages with a fifteen, twenty or thirty year term

If you are in the market for a new home, or looking to refinance or improve your existing home, please let one of our loan officers answer any questions you may have about our loan options.  There is nothing quite like the pride of home ownership, especially when you know you have the mortgage that best suits your current financial situation.

One more financial consideration for the summer, if you have a student with a summer job, now is the perfect time to open an account for them and introduce them to the banking process.

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