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Tips, Trends, and Tidbits

Are your correspondence to/from GTSB being delayed?

Something as simple as a canceled or missing PO Box or a forgotten change of address notification can cause unexpected delays in your correspondence with us. When sending payments, deposits, documents, etc. to us, please be sure to use the proper P.O.Box for the location you are trying to reach. These can be found on our “Contact Us” page on our website.

In addition, it is equally as important for us to have up to date address information for you. Whether you are moving, adding/removing a P.O. Box, or going to be residing at a seasonal address, we need to be informed. Bad information on our end can cause issues with not only our correspondence with you but with debit card activity as well.

Letter from the President

Now that we have settled into 2020, I would like to remind everyone that the beginning of each year is an excellent time to review your financial situation.  Do you have a safety net to fall back on in case of loss of income? Are you saving enough for retirement?  Are you taking advantage of all the options to ease your tax burden?  Financial planners suggest having six months income in a readily accessible account in case of job loss or illness.  There are numerous financial tools, including one on this website, that help determine what you need to be saving to maintain your current lifestyle once you retire.  While these savings goals may seem unattainable, putting away even a little each week can get you started on the path to reaching them.  An excellent tool for those who struggle with saving is an automatic transfer from your checking account to a savings account.  These can be set up in whatever amount and frequency you feel comfortable with.  Also, if you have direct deposit, most employers will allow a split deposit with the majority of your earnings deposited to your checking account and a smaller amount to your savings. Visit any one of our locations to start saving today!

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